General liability insurance protects businesses from bodily injury or property damage claims. Professional liability insurance covers mistakes in professional services. Business income coverage compensates for lost income due to property damage. Commercial property insurance protects buildings and equipment. Workers' compensation covers employee injury or illness costs. Commercial auto insurance covers company vehicle accidents. Data breach insurance helps with data breaches. Commercial umbrella insurance extends other liability policies' limits. Employment practices liability insurance covers employment-related claims. A business owner's policy (BOP) combines general liability, commercial property, and business income insurance. Hazard insurance is another term for commercial property insurance.